Insurance Accepted & Payment Options

We are committed to assisting you in receiving the full benefits which you are entitled to from your insurance plan. The following information should aid you in your understanding of this sometimes confusing area. Orthodontic dental insurance coverage is not automatic with all dental insurance programs. Please check your policy “Summary of Benefits” to confirm orthodontics is a covered benefit. If your dental insurance coverage has been in effect less than 2 years, please check your policy for a “waiting period” prior to eligibility for orthodontic benefits.

We participate in most major orthodontic dental benefit plans available in the state of Colorado. Please have your insurance information available at the time you schedule your initial consultation with our office. We will confirm your benefits for you prior to your first visit and will know how we can help you receive those benefits most effectively before you come in.

We do take “assignment” of insurance benefits directly in most cases and will arrange payments with you for the balance of the account.

Insurance companies will not prepay orthodontic benefits but rather pay them equally over the course of treatment. If for any reason, you lose your benefits while in treatment, there is no guarantee the insurance company will pay the full pre-authorized benefit. It will become your responsibility to pay that amount which the insurance company deemed they are no longer responsible to pay. We will be happy to rearrange your payment schedule to include that unexpected loss of benefits.

Orthodontic insurance benefits are legally yours and if the insurance company makes a determination you are in disagreement with, we are legally unable to make demands or negotiate any settlement for you. It will be your responsibility to settle disputes concerning your policy. We will be happy to rearrange your payment schedule to include that unexpected loss of benefits while the dispute is settled.

Major Insurance Companies Accepted

Aetna Delta Dental MetLife Cigna United ConcordiaTRICARELibertyAssurantDHA PremierAmacore EliteGuardianOptum healthDental Care AdvantageDirect Dental Plan of AmericaUniCareAmeritasAonCareingtonHumanaTotal Dental AdministratorsUnited HealthCareAnthemSecure DentalOneSignatureDenteMaxAmeriPlanDental Health AllianceAmerican Dental GroupAccess DentalPrincipalAviaPatriot PlanVital Savings by AetnaDominionMaverest

National Account Dental
Protective Dental
Affordable Health Services
Gloss Dental Discount Plan
National Pacific Dental


The cost of treatment is determined on an individual basis and varies primarily on the severity of the individual orthodontic problem, the treatment time estimated to correct that problem, and your preference on type of braces to use. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets, including a no-down-payment option. We also accept assignment from most insurance plans, and file the necessary papers to the insurance company. We work hard to make orthodontics affordable with no surprises or open-ended payment plans.

Learn more about Invisalign payment options.


In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy:

  • If full payment is made at the onset of treatment, we will offer a fee discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance.)
  • To fit your individual needs, financial arrangements can be made to extend your payments over a period of months.
  • For your convenience, we accept payment by most major credit and debit cards as well as payment online.
  • In cases of serious delinquency, treatment will be discontinued, although we will make every effort to accommodate patients with temporary difficulties.
gloss dental discount plan

Save Up to 50% on Dental Treatment and 20% on Orthodontics

A dental savings plan functions a lot like a membership at a warehouse club store. You pay an annual fee and get access to significantly reduced rates.
Learn More